Death & Debility Products: Debility & Accidental Death Benefit

Benefits
Sums Assured
R50 000
R100 000
R200 000
Permanent Loss of:
     
1 Limb
R 25 000
R 50 000
R 100 000
2 or more Limbs
R 50 000
R 100 000
R 200 000

where a Limb is defined as an arm or leg above the elbow or knee

s
s
s
Permanent Loss of:
s
s
s
1 Foot in total
R 20 000
R 40 000
R 80 000
2 Feet in total
R 50 000
R 100 000
R 200 000
where a foot is defined as the extremity of a leg below the ankle
s
s
s
Permanent Loss of:
s
s
s
1 Hand in total
R 25 000
R 50 000
R 100 000
2 Hands in total
R 50 000
R 100 000
R 200 000
where a hand is defined as the extremity of an arm beyond the wrist, including the thumb and all fingers
s
s
s
Permanent, total and irreversible loss of sight in:
s
s
s
1 eye
R 15 000
R 30 000
R 60 000
2 eyes
R 50 000
R 100 000
R 200 000
as a result of chronic sickness or accident
s
s
s
Permanent and total loss of hearing in both ears, defined as the total and irreversible loss of hearing for all sounds as a result of chronic sickness or accident
R 15 000
R 30 000
R 60 000
Mental or cognitive impairment requiring permanent treatment and nursing care within an institution, meaning mental deterioration in or loss of mental capacity which results from an identifiable organic cause and is evidenced by deterioration of the insured’s ability to think, perceive, reason and remember and results in a need for continual care or supervision
R 50 000
R 100 000
R 200 000

Permanent loss of speech, meaning the total and irrevocable loss of the ability to speak which must be established for a continuous period of 12 months

R 50 000
R 100 000
R 200 000
Accidental death caused by a sudden, unexpected, unusual, specific event which occurs at an identifiable time and place
R 50 000
R 100 000
R 200 000

Debility & Accidental Death Policy Document